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Find your net worth percentile using Federal Reserve 2022 SCF data. Compare to your age group and see your wealth building roadmap.
Assets minus liabilities. Can be negative.
Your wealth percentile
50.0th
Top 50.0% of U.S. households
Based on Federal Reserve 2022 Survey of Consumer Finances
Median for 35–44
$135K
individual
vs. Age Median
+42%
+$57,400
U.S. Wealth Percentile Thresholds (2022 SCF)
| Percentile | Min. Net Worth | Top % |
|---|---|---|
| 10th | -$3,000 | Top 90% |
| 25th | $10,000 | Top 75% |
| 50th | $192,700 | Top 50% |
| 75th | $536,000 | Top 25% |
| 90th | $1,623,000 | Top 10% |
| 95th | $3,212,000 | Top 5% |
| 99th | $11,099,000 | Top 1% |
Wealth Percentile Calculator interpolates your net worth percentile using Federal Reserve 2022 SCF thresholds (10th: −$3K, 50th: $192.7K, 90th: $1.62M, 99th: $11.1M), adjusts for couples with a 1.6× normalization factor, and compares against age-group medians from the same survey.
See exactly where your net worth ranks among all U.S. households using Federal Reserve Survey of Consumer Finances data. Compare against your age group, check savings benchmarks, and get a stage-by-stage wealth building plan.
Enter your net worth (can be negative), age, and household type.
See your exact percentile and how you compare to the median for your age group.
Use the Net Worth by Age tab to explore benchmarks, then follow the Wealth Building Guide for your stage.
Percentile calculated by linear interpolation between Federal Reserve 2022 SCF wealth thresholds: 10th (−$3K), 25th ($10K), 50th ($192.7K), 75th ($536K), 90th ($1.62M), 95th ($3.21M), 99th ($11.1M). Couples normalized using 1.6× individual scale. Age-group medians from the same SCF survey.
The Federal Reserve's 2022 Survey of Consumer Finances (SCF), the most comprehensive triennial survey of U.S. household wealth.
Net worth = total assets minus total liabilities. Include home equity, investment accounts, retirement accounts, cash, and vehicles, minus mortgages, student loans, credit card debt, and other liabilities.
Wealth in the U.S. is highly concentrated. The top 1% hold about 30% of all wealth. A handful of billionaires dramatically skew the average upward, while the median — the midpoint — reflects a typical household far better.