Nashville (Nashville metro) has a cost of living 5% above the US average. With no state income tax, your real purchasing power can be very different from your gross salary.
105
Cost of Living Index
US avg = 100
$1,700
Avg 1BR Rent
per month
None
State Income Tax
no state tax
+5%
vs US Average
cost of living
| Salary | Monthly Take-Home | Rent % of Income | Equivalent US Salary |
|---|---|---|---|
| $40,000 | $2,844/mo | 60% | $38,095 |
| $50,000 | $3,513/mo | 48% | $47,619 |
| $60,000 | $4,183/mo | 41% | $57,143 |
| $70,000 | $4,784/mo | 36% | $66,667 |
| $80,000 | $5,370/mo | 32% | $76,190 |
| $90,000 | $5,956/mo | 29% | $85,714 |
| $100,000 | $6,542/mo | 26% | $95,238 |
| $120,000 | $7,707/mo | 22% | $114,286 |
| $150,000 | $9,416/mo | 18% | $142,857 |
| $200,000 | $12,426/mo | 14% | $190,476 |
* Take-home estimates federal + state taxes (single filer, standard deduction). "Equivalent US Salary" = what Nashville salary buys nationally.
Is $80,000 a good salary in Nashville?
In Nashville (cost of living index: 105, US avg=100), $80,000/year has the purchasing power of $76,190 in an average US city. Your monthly take-home after federal + state taxes is approximately $5,370. The average 1-bedroom in Nashville costs around $1,700/month — that's 32% of your take-home pay.
What is the cost of living in Nashville?
Nashville's cost of living index is 105 compared to the US average of 100. This means living in Nashville is 5% more expensive than the US average. TN has no state income tax — a significant savings advantage.
What salary do you need to live comfortably in Nashville?
Using the 30% rent rule, your gross salary should be at least $88,400 to afford the average 1-bedroom in Nashville ($1,700/month) with some comfort. A household income of $84,000 or more is generally considered comfortable in Nashville.
Does Nashville have a state income tax?
No — TN has no state income tax, which is a major financial advantage. This increases your take-home pay by thousands compared to high-tax states like California or New York.
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