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City benchmarks layer a small illustrative spread on the state and national Freddie Mac survey anchors. Use them to compare scenarios—not as a substitute for lender pricing.
30-Year Fixed
6.645%
APR 6.745%
15-Year Fixed
5.916%
APR 5.996%
Page data refreshed: 5/1/2026, 9:47:11 PM · Federal Reserve Economic Data (FRED), Freddie Mac Primary Mortgage Market Survey (MORTGAGE30US / MORTGAGE15US); illustrative city spread
US national survey anchor: 30Y 6.300% / 15Y 5.640% (week 2026-04-30). National ingest: 5/1/2026, 9:47:11 PM.