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City benchmarks layer a small illustrative spread on the state and national Freddie Mac survey anchors. Use them to compare scenarios—not as a substitute for lender pricing.
30-Year Fixed
7.220%
APR 7.320%
15-Year Fixed
6.476%
APR 6.556%
Page data refreshed: 9/18/2026, 11:27:00 AM · Federal Reserve Economic Data (FRED), Freddie Mac Primary Mortgage Market Survey (MORTGAGE30US / MORTGAGE15US); illustrative city spread
US national survey anchor: 30Y 6.950% / 15Y 6.260% (week 2026-09-17). National ingest: 9/18/2026, 11:27:00 AM.