Compare your after-tax take-home pay side-by-side across up to 5 US states.
Net Salary by State Comparison applies 2026 federal income brackets (standard deduction: $15,000 single / $30,000 MFJ), FICA (SS 6.2% up to $176,100 + Medicare 1.45%), and each selected state's flat or simplified marginal rate to compute net take-home pay side-by-side.
Enter your gross salary and filing status, then select up to 5 states to see how much take-home pay you would earn in each — side by side. Useful for relocation decisions and remote work negotiations.
Enter your annual gross salary
Choose Single or Married Filing Jointly
Select up to 5 states from the dropdown
Compare after-tax pay, effective rates, and the maximum relocation savings
Federal tax uses 2026 IRS brackets with standard deduction ($15,000 single / $30,000 MFJ) applied first. FICA: Social Security 6.2% on wages up to $176,100; Medicare 1.45% on all wages. State tax uses a simplified flat rate per state. Effective rate = (federal + state + FICA) / gross income. Local city taxes, AMT, and itemized deductions are not modeled. Results are estimates for comparison; consult a tax professional for filing purposes.
As of 2026, 9 states have no personal income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Moving to a no-tax state from a high-tax state like California or New York can save thousands per year.
At a $100,000 salary moving from California (9.3% top rate) to Texas (0%), you could save roughly $6,000–$9,000 per year in state income taxes alone. Actual savings depend on your specific income and deductions.
No — this calculator uses state-level rates only. Some cities (New York City, Philadelphia, Detroit) levy additional local income taxes that would further reduce take-home pay.
FICA consists of Social Security (6.2% on wages up to $176,100) and Medicare (1.45% on all wages). This is the same regardless of state and is included in each state's net pay calculation.
Estimate your take-home pay after federal, FICA, state taxes, 401(k), and health premiums.
Calculate your 2026 federal income tax with bracket-by-bracket breakdown.
See exactly how much of your income falls into each federal tax bracket — with marginal vs effective rate breakdown.