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State: Texas
How much house can you afford in Texas? With a 1.74% effective property tax (median home: $$4,228/yr), see max home prices using the 28% PITI rule and a 6.99% 30-year mortgage.
Median Home
$243,000
Annual Tax
$4,228
Effective Rate
1.74%
Monthly Tax
$352/mo
| Income | Max Home Price | Monthly PITI | Down (20%) | Monthly PI | Prop Tax/mo |
|---|---|---|---|---|---|
| $60,000 | $194,885 | $1400 | $38,977 | $1036 | $283 |
| $80,000 | $259,847 | $1867 | $51,969 | $1382 | $377 |
| $100,000 | $324,809 | $2333 | $64,962 | $1727 | $471 |
| $120,000 | $389,770 | $2800 | $77,954 | $2072 | $565 |
| $150,000 | $487,213 | $3500 | $97,443 | $2591 | $706 |
| $200,000 | $649,617 | $4667 | $129,923 | $3454 | $942 |
Assumes 20% down payment, 6.99% 30-year fixed mortgage rate, 0.5% homeowners insurance, 1.74% Texas property tax.
Use our full Texas home affordability calculator with custom down payment, interest rate, and DTI inputs.