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State: Massachusetts
How much house can you afford in Massachusetts? With a 1.23% effective property tax (median home: $$6,519/yr), see max home prices using the 28% PITI rule and a 6.99% 30-year mortgage.
Median Home
$530,000
Annual Tax
$6,519
Effective Rate
1.23%
Monthly Tax
$543/mo
| Income | Max Home Price | Monthly PITI | Down (20%) | Monthly PI | Prop Tax/mo |
|---|---|---|---|---|---|
| $60,000 | $207,140 | $1400 | $41,428 | $1101 | $212 |
| $80,000 | $276,187 | $1867 | $55,237 | $1468 | $283 |
| $100,000 | $345,233 | $2333 | $69,047 | $1836 | $354 |
| $120,000 | $414,280 | $2800 | $82,856 | $2203 | $425 |
| $150,000 | $517,850 | $3500 | $103,570 | $2753 | $531 |
| $200,000 | $690,467 | $4667 | $138,093 | $3671 | $708 |
Assumes 20% down payment, 6.99% 30-year fixed mortgage rate, 0.5% homeowners insurance, 1.23% Massachusetts property tax.
Use our full Massachusetts home affordability calculator with custom down payment, interest rate, and DTI inputs.