Ohio Auto Loan Calculator 2026

Frequently Asked Questions — Ohio

What is the car sales tax in Ohio?

Ohio's state sales tax rate on vehicle purchases is 5.75%. On a $35,000 car, that's $2,013 in sales tax added to the purchase price before financing.

How much is a $35,000 car payment in Ohio?

In Ohio, a $35,000 car with 20% down ($7,000), 5.75% sales tax ($2013), and a 60-month loan at 7.05% APR results in a financed amount of $30,013 and a monthly payment of approximately $594.99. Total interest paid over 60 months: $5687.

Does Ohio sales tax apply to vehicle purchases?

Yes. Ohio applies a 5.75% state sales tax to vehicle purchases. The tax is typically calculated on the purchase price minus any manufacturer rebates (rules vary by state). Local county and city taxes may add additional percentage points on top of the state rate.

Should I buy a car in a neighboring no-tax state?

Buying a car in a no-sales-tax state (Alaska, Delaware, Montana, New Hampshire, Oregon) to avoid Ohio's 5.75% tax may seem appealing, but most states require you to pay your home state's sales/use tax when you register the vehicle. Unless you establish residency there, you'll likely owe the 5.75% use tax when registering in Ohio.